Is my doctor in-network?

In-network Savings
When a provider joins our network, they agree to accept our approved amount for their services. For example, a doctor may charge $150 for a service. Our approved amount is $90. So as a network member, you save $60.

On your claims and explanation of benefits statements, you’ll see these savings listed as a discount.

Doctors or hospitals who aren’t in our network don’t accept our approved amount. You’ll be responsible for paying the difference between the provider’s full charge and your plan’s approved amount. That’s called balance billing.

Find an In-network Provider
Before you go to a doctor or hospital, it’s always a good idea to call and ask if they take your plan. You can also visit aetna.com and click on “Find a Doctor,” then click on “Search for Doctor, Dentist, or Facility.” Log-in as a Member, or click on “Find Doctors.”